Virtuell-Forsikringsselskaps-Plattform-som-en-Tjeneste (CCPaaS)

Offentlig prosjektsammendrag

The project develops and pilot a scalable third-party Cell-Captive-Platform-as-a-Service (CCPaaS). CCPaaS is dedicated to serve low-income populations in developing economies. The project includes substantial Machine Learning development work towards automation of claims data collection, claims analysis and explainable insurance claims decisions. A Cell Captive is a specialized type of cost-effective insurance arrangement, that allows multiple legal entities (Cells) to self-insure risks, while operating independently of the others, and at the same time sharing administrative and regulatory costs among the Cells. On CCPaaS each Cell will get full control and ownership of its insurance data. Through CCPaaS profits leaked to insurance companies will be reduced and cost for digital health micro-insurance will become more affordable for populations in developing economies with low income.